Healthcare: registering with GeSY

GeSY (Γενικό Σύστημα Υγείας — General Healthcare System) is Cyprus's
universal health system, launched in 2019. It covers most resident
populations and most healthcare needs.

WHO IS ELIGIBLE

· Cyprus citizens
· EU citizens with residence (Yellow Slip)
· Non-EU long-term residence holders
· Refugees + asylum-seekers
· Family members of any of the above

You must have a TIC (Tax Identification Code) and an active Cyprus residence
status — this typically means waiting 1–3 months after arrival before you
can complete enrolment.

HOW IT'S FUNDED

Income contributions on Cyprus-source earnings:
· Employees: 2.65% (employer also contributes 2.9%)
· Self-employed: 4%
· Pensioners: 2.65%
· Income from rents, dividends and interest is also subject to GeSY — we
  have not yet verified the 2026 rates for these, so confirm with your
  accountant

Contributions stop at an annual income ceiling, so high earners are not
charged on every euro.

WHAT YOU GET

· Personal doctor (GP) — pick one online via the GeSY portal; you can
  switch every six months
· Specialist consultations (referral from your GP)
· Diagnostic tests and lab work
· Hospitalisation
· Most prescription medicines (with small co-payments)
· Mental-health, physiotherapy, midwifery via referral

Co-payments are small (€1–€10 per visit/script). Annual limits exist for
chronic conditions.

WHAT GeSY DOESN'T COVER WELL

· Dental care for adults (children covered)
· Optical (basic only)
· Cosmetic surgery
· Some advanced cancer drugs (case-by-case)
· Long-term private hospital rooms (basic ward stays only)

These gaps are why most expats keep a private supplemental policy on top
(€600–€2,500/yr per adult depending on age).

HOW TO ENROL

1. Get your TIC and residence document
2. Go to gesy.org.cy → "Beneficiaries" → click through the registration
3. Choose a personal doctor (GP) from the searchable list
4. Once registered you can use the GeSY app to book appointments + view
   prescriptions

EXPECT 1–4 WEEKS for the back-end registration to clear so your GP can
actually see you in the system.

The official GeSY portal is the only authoritative source — fees and rules
are revised most years.